Kim Lyons, MerchantSource CEO

Kim Lyons

President / Founder / Chief Executive Officer


Leadership / Kim Lyons

Being the oldest of seven children born and raised on a working dairy, hog, and crop farm, Kim learned at an early age that with hard work, determination and respect for our land and life anything was possible. Kim learned to be creative and think outside the box which helped develop her “get it done” attitude.

After graduating from Vincennes University with an Associate of Science AgriBusiness degree she continued her studies at Purdue University in Economics and onto Indiana State University where she graduated with a Bachelor of Science degree in Economics. Kim left Indiana after graduation residing in southern California working for Southern California Edison, and then transitioned to the State of California Board of Equalization as a Senior Tax Collector in San Jose California. Kim relocated to Ohio in 1989.

In 1994 we saw an opportunity to work together and help businesses all across the country grow. MerchantSource® has helped thousands of merchants to maximize income potential by providing credit, debit and EBT (food stamp) card acceptance as well as processing checks and gift card payments from their customers. In 2004, Kim partnered with the State of Iowa Department of Human Services and was instrumental in development and implementation of the wireless EBT (SNAP), credit/ debit card Farmers’ Market program.

Involvement in SNAP and wireless technology:

Working with USDA FNS offices to conduct a Pilot program in 2015 for Cell phone mobile wireless SNAP processing.  This app based solution, now called Healthy Ways® has grown and is now replacing tokens and scripts as an electronic way to track real time transactions in a contactless manner.

Awarded and Fulfilled the Pennsylvania Department of Agriculture Farmers Market wireless free equipment program to 147 markets across the State.

Selected and was the only vendor to fulfill all three (3) years of the USDA FNS funded program managed thru the Farmers Market Coalition.

USDA FNS EBT Vendor for eight years.

Speaker at USDA FNS / WIC Conference about wireless mobile technologies.

We have years of experience with boots on the ground one on one assisting farmers’ markets and/or vendors in wireless EBT/SNAP card acceptance.


Kim is the proud mother of one who is serving our country in the United States Air Force.

Kim’s hobbies include boating, beach, loves to travel, enjoys shopping and loves, loves, loves having family and friend gatherings, and yes Kim can cook and bake!

Kim Lyons, President MerchantSource®, can be reached at 1‐800‐313‐5198 and

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Our Team

Carl Beeson

Chief Technology Officer